Sanlam Personal Loans

Apply for Sanlam personal loans quick and secure online. You can get a fixed personal loan up to R200 000. Sanlam offer borrowers flexible repayment terms that best suits their budget. Find out how you can apply for personal loans.

Sanlam personal loans are flexible loans up to R200 000 at no hidden costs.

What comes to mind when you hear about Sanlam? Insurance, Investments, Wealth, Retirement Plans? You’re not alone, we also didn’t know Sanlam offers personal loans.


Sanlam has been around for a long time, over 100 years in business. They’ve been helping people meet their financial obligations and so on.

Personal loan is one of the many ways Sanlam could be there for you, when you need financial help the most.

Benefits for Sanlam Personal Loans

Get a fixed rate Sanlam personal loan from R1 000 to R200 000 within flexible repayment terms that suits your budget.

The institution offers monthly repayment options between 24 and 72 months. The Sanlam interest rate ranges between 21.9% and 27.50% per annum (compounded monthly). The rates are administered and regulated by the National Credit Act.

You probably the below already…Just stating for the record:

Sanlam is a registered financial services and credit provider in South Africa. They offer services both locally and internationally.

Here’s how it works

Sanlam gives you the ability to tailor your loan application repayment terms to suit your budget. Your monthly installments will remain the same for the period of the loan terms.

Your application will be subjected to an affordability assessment and credit checks. They always take your current financial circumstances into consideration and never lend you more than you can comfortably afford to repay.

In simple terms:

You will only get a loan amount you qualify for. Nothing more.

Here’s a simple illustration.

Let’s look at an illustrative example of a loan at an interest rate of 27.5% per annum: The loan amount is R50 000.00 plus a once-off initiation fee of R1 207.50 and a monthly admin fee of R69, over 72 months. This means that the total cost of the loan will be R110 013.57, which is a maximum Annual Percentage Rate (APR) of 30.76%.

Want to know the best part?

You could know how much of Sanlam personal loans you qualify for. Simply use the Sanlam loan calculator to determine your monthly installment.

If you’re approved, how soon will you get the money – you ask?

Well, your personal loan will be deposited quickly and directly into your bank account. You can spend the money however you feel fit.

You can use the money to manage your unexpected financial expenses. You could pay for medical bills, education fees, legal fees, buy a car, renovate your house, and so on – the list is endless.

Sanlam Contact Details

For advice or any Sanlam Personal Loans queries, kindly call 0861 44 00 44 to speak to one of their financial consultants.

Alternatively, visit the Sanlam website at to read more information.