FinChoice Loans are affordable personal cash loans you get fast. Apply online and get instant decision. Money in your bank account same day, no waiting period.
In this article
FinChoice loans give you the financial freedom you’ve always wanted to make those most important big purchases.
What would you do when facing financial difficulties during unexpected life events? FinChoice personal loans could be exactly what you’ve been looking for.
So, if you want to know-how:
- Much you can qualify for
- To apply for FinChoice personal loans
- To contact FinChoice regarding loans
Then, you’ll definitely love this article.
Let’s get started.
FinChoice Loans Types
As a new customer, you could qualify for the following:
- FinChoice MobiMoney
- Loan: R10,000.00
- Term: 1-3 Months
- FinChoice Personal Loans
- Loan: R40,000.00
- Term: 6-24 Months
The above-mentioned loans are offered at the lowest interest rate possible.
FinChoice personal loan interest rate is fixed for the term of the loan. This allows you to plan your finances well for the future by knowing your installment will never change.
How to Apply for FinChoice loan
FinChoice loan applications are very simple – ONLINE.
You’ll get a free quote and approval the same day when you apply online.
Interest rates and the loan amount will be personalized based on your credit rating. You stand a good chance of getting a higher amount at the lowest interest rate when you have a good record.
It gets better.
Existing customers can have and apply for multiple loans (reloan) that they qualify for. Simply log in to your account to see a full list of services.
You’ll also get free financial advice to help make good decisions.
Want to know the best part?
If you decide to pay back the loan within 14 days, you pay no interest.
And there’s more…
Because FinChoice is part of the HomeChoice group. You could qualify for HomeChoice account and start shopping at the store on credit.
Finchoice loan calculator
Use our loan calculator to estimate your monthly installment and total loan costs.
The tool is very useful and will give you a great head-start in the process of your loan application.
Finchoice Interest
As indicated, FinChoice offers personalized loan interest rates determined by various factors.
As a registered credit provider, Finchoice always practices responsible lending and will be within the regulated interest rate.
Your loan interest will be based on your credit history, current credit score, the loan amount, and repayment terms you choose.
The average interest rate they offer is 17.5% for the personal loan.
What you’ll need to Qualify for FinChoice loans
Because the FinChoice loan application is very flexible, you can apply online – in the comfort of your home.
There will be no long queues and unnecessary paperwork. Simply enter your details online and they’ll let you know if you qualify for any of the FinChoice loans.
If you do qualify, the following documents will be required for verification purposes.
- Certified copy of your ID
- Latest banking statement
- Recent payslips
- Proof of residential address
And that’s all.
FinChoice Contact Details
If you want more detailed information about FinChoice loans, kindly use the following contact details:
Contact Number: 0861 346 246
Website: www.finchoice.co.za
